For participants who understand risk tolerance but do not have the time nor desire to make their own investment decisions, we offer ASC Dynamic Retirement Trust Funds (DRT). These investments are fully diversified risk-allocation funds designed to perform in line with the MSCI ACWI Equity Index and Barclays Aggregate Bond Index over a complete market cycle.
With guidance from Raymond James, the ASC Investment Committee follows a multistep process to manage each fund’s portfolio allocation.
These funds are risk-allocation funds and will not perform in line with the S&P 500 Index; they are expected to outperform in more volatile markets and lag in strong, equity-oriented markets.
Risk Allocation
Risk-Allocation Funds
DRT Stable Fund
The DRT Stable Fund is is expected to outperform broad market indexes during periods of volatility within the stock markets and during periods of rising interest rates while underperforming broad market indexes during periods of strong equity growth and periods of falling interest rates. Investment management is focused on asset stability first and income second. Investors in this fund require access to their investments within five years.
DRT Balanced Fund
The DRT Balanced Fund fund is expected to outperform broad market indexes during periods of volatility within the stock markets and during periods of rising interest rates while underperforming broad market indexes during periods of strong equity growth and periods of falling interest rates. Investment management is focused on stable growth. Investors in this fund require access to their investments within eleven to twenty years.
DRT Conservative Fund
The DRT Conservative Fund is expected to outperform broad market indexes during periods of volatility within the stock markets and during periods of rising interest rates while underperforming broad market indexes during periods of strong equity growth and periods of falling interest rates. Investment management is focused on balancing stability and income. Investors in this fund require access to their investments within six to ten years.
DRT Aggressive (Growth for Retirement Fund)
The DRT Growth for Retirement Fund is expected to outperform broad market indexes during periods of volatility within the stock markets and during periods of rising interest rates while underperforming broad market indexes during periods of strong equity growth and periods of falling interest rates. Investment management is focused Long-Term Capital Appreciation. Investors in this fund require access to their investments
after twenty-one years.
