DYNAMIC RETIREMENT TRUST



For participants who understand risk tolerance but do not have the time nor desire to make their own investment decisions, we offer ASC Dynamic Retirement Trust Funds (DRT). These investments are fully diversified risk-allocation funds designed to perform in line with the MSCI ACWI Equity Index and Barclays Aggregate Bond Index over a complete market cycle.

With guidance from Raymond James, the ASC Investment Committee follows a multistep process to manage each fund’s portfolio allocation.

These funds are risk-allocation funds and will not perform in line with the S&P 500 Index; they are expected to outperform in more volatile markets and lag in strong, equity-oriented markets.

DRT Liquidity Fund

The goal of this fund is capital preservation. Investors in this fund require immediate access to their investments. Investment management is focused on asset stability first and income second.

DRT Conservative Fund

The goal of this fund is to provide current income with limited capital appreciation. Investors in this fund require access to their investments within six years. With this investment management is focused on balancing asset stability and income.

DRT Conservative Balanced Fund

The goal of this fund is to balance the need of current income with conservative capital appreciation. Due to their time horizon, investors in this fund are able to take some volatility. With this investment management is focused on stable growth.

DRT Balanced Fund

The  goal of this fund is moderate capital appreciation. Due to their time horizon, investors in this fund can tolerate some level of fluctuations in the value of their investments in the short-term in anticipation of possible higher returns. With this investment management is focused on stable growth.

DRT Balanced with Growth Fund

The goal of this trust is to provide capital appreciation. Due to their time horizon, Investors in this trust can tolerate a fair level of fluctuations in the value of their investments in the short-term in anticipation of possible higher returns. With this investment management is focused on long-term capital appreciation. 

DRT Growth for Retirement Fund

The goal of this trust is to provide long-term capital appreciation. Due to their time horizons, investors in this trust can tolerate substantial fluctuations in the value of their investments in the short-term in anticipation of possible higher returns. With this investment management is focused on long-term capital appreciation.   

DRT Aggresive Fund

The goal of this trust is to provide long-term capital appreciation through investments in a globally diversified portfolio of equity securities. The fund is intended for investors who have indefinitely long time horizons and can tolerate substantial fluctuations in the value of their investments in the short-term in anticipation of possible higher long-term returns.